Crucial Decisions Most People Fail to Make When It Comes to Estate Planning How best to put this? We’re all going to go at some point, and while you may not want to think about it, never mind, talk about it, you’re not immune. So what then? You might think your estate will get miraculously sorted out, and that squabbling relatives are just the stuff of TV dramas. But you’re not just leaving an estate. You’re leaving what Ken Cella, an executive with the financial services firm Edward Jones, calls “a legacy.” “You want to be the one who’s in control of what happens to what matters most to you, such as minor children, dependents, financial assets, even your own health care decisions,” he says. “Without a properly planned estate, or legacy strategy, your assets could be subject to the time-consuming, expensive and very public process where relatives and creditors can gain access to records and even challenge your will.” And yet, according to a recent survey by Edward Jones, while 77 ...